Merchant Accounts-Credit Card Processing 
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JR-N-Associates saves you time and money by providing MULTIPLE BUSINESS SERVICES.  We know our company will save you time and money...

Are you seeking an ARIZONA SEARCH ENGINE OPTIMIZATION SERVICE COMPANY (SEO SERVICES)?  A DISCOUNT CREDIT CARD MERCHANT ACCOUNT SERVICES PROVIDER or reliable Internet Merchant Services Provider for your ACH Processing needs? 
     We provide merchants with complete business solutions from Internet Merchant Services, ACH Processing, Affordable Web Hosting, Ecommerce Website design and guaranteed Search Engine Optimization Service (SEO SERVICES).  Arizona Search Engine Optimization is the process of optimizing the HTML code and page content of a Website for both search engines and local site visitors in order to attain higher FREE organic search engine rankings than your competitors.

   Merchant Accounts through Bank of America and other merchant account service providers typically charge higher merchant services rates than we do because merchant services are their only source of income.  Our competitive advantage comes from providing many merchant services to assist the business owner, from offering  discount ACH Processing Merchant Account Services to internet ecommerce solutions, Arizona Search Engine Optimization Service (SEO Services), Website design, Affordable Web Hosting, SBA Business Loans and consulting you on your yellow page/internet advertising plan.  By providing these comprehensive merchant services we are able to offer you "hassle free-one stop shopping' and meet all of your business needs by providing complete merchant solution packages at a reduced price.

(SECRET #2)  Most merchant account services providers sent to a business through their bank are not actually employed by the bank, rather an independent contractor representing the bank. Using a bank as your merchant services provider for ACH credit card processing is typically the most expensive way to process merchant accounts, because you're paying for the bank salaries and overhead.  Some merchants still use their bank as their merchant service provider, but more typically their credit card processing needs are provided by a discount merchant services provider such as JR-N-Associates.  We cut-out the banks overhead, set-up the merchant accounts directly with the merchants, provide the merchant account services with 24/7 technical support and process the merchant accounts.
 
   Our State-of-The-Art Internet Merchant Account Services Software provides World-Class financial security and is programmed into all of our Credit Card Processing point-of-sale (POS) Equipment.  We value each merchant account we serve and realize great pricing is just as important as exceptional customer service.  In association with MPS, we are the WORLD's #2 Discount Merchant Services Provider.  We offer Discount Merchant Accounts with NO HIDDEN FEE's and MPS is available to assist our Merchant Accounts 24/7.

Our Credit Card Processing rate is 0% for pin entered Debit Card transactions with only a $.50 transaction fee; our qualified Discount Merchant Services rate is 1.69% for swiped Visa and Master Card with only a $.25 transaction fee.