Small Business Credit Card Processing
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-MERCHANT ACCOUNT SERVICES-CREDIT CARD MERCHANT ACCOUNT APPLICATION 

     Welcome to perhaps the most informative 
          internet Merchant Account Services 

    Click to save                        Provider Website Available.
GUARANTEED SAVINGS ON YOUR ACH PROCESSING as your MERCHANT SERVICE PROVIDER 

           
JR-N-Associates saves you serious Money! 


  10% Guaranteed! 

Welcome to JR-N-Associates, we value your business and our reputation has been established on building customer relationships.

We provide discount credit card processing and Total Merchant Services (TMS), a registered ISO/MSP of HSBC Bank U.S.A.  We believe customer service is job #1 and the beginning of customer service starts with sharing all of the secrets to merchant account services & getting the best credit card processing rates.
 
(Secret #1)  NEVER SHARE YOUR  CREDIT  CARD  PROCESSING STATEMENT WITH A MERCHANT ACCOUNT PROVIDER BEFORE GETTING  THEIR  QUALIFIED,  MID-QUALIFIED  AND  NON-QUALIFIED  VISA-MASTERCARD  RATES.

COMPARE OUR MPS MERCHANT SERVICE PROVIDER RATES TO COSTCO: 

                                     Qualified                     Mid-Qual                 Non-Qual 
Please Call  (480) 678-9595  For  Our  Rates, GUARANTEED To Beat Costco's   
COSTCO RATES      1.64%  &  1.78%                  2.83%                      3.51%     
(Visa)       (Master Card)
                        

We even provide Merchants with FAST CASH through our Merchant Cash Advance Small Business Loans! 

Are you seeking a CREDIT CARD MERCHANT ACCOUNT SERVICES PROVIDER or a reliable Internet Merchant Account Services Provider for your ACH Processing needs?  

  As an agent of MPS (Merchant Processing Services) and their associations, they are the WORLD's #2 Discount Merchant Service Provider.  Our MPS Discount Merchant Accounts have NO HIDDEN FEE'S and as a matter of fact you can review our merchant account contract under our FAQ's & Agreements page.  MPS use's the Chase Merchant Accounts Paymentech Platform and MPS is available to assist our merchant accounts 24/7.  

  Historically Credit Card Merchant Accounts were provided by bank members of the Visa or Master Card networks. Typically banks issued credit cards and helped businesses with their ACH processing of merchant accounts.  Over time the industry consolidated and now few merchants use local banks as their Arizona Merchant Services Provider.  Bank of America, Chase, Wells Fargo and other banks found it very expensive to employ sales representatives to convince every small business to process credit cards, and they began outsourcing ACH processing merchant account services to companies called ISO's (Independent Sales Organizations).  In doing so they reduced the cost of Arizona Merchant Services and realized their credit card merchant account services could not compete with the ISO's.

(SECRET #2Most Arizona Merchant Services Providers sent to a business through their bank are not actually employed by the bank, rather an independent contractor representing the bank. Using a bank as your merchant account services provider for credit card processing is typically the most expensive way to process merchant accounts, because you're paying for the bank salaries and overhead.  Some merchants still use their bank for their Arizona Merchant Services, but more typically their Arizona Merchant Services are provided by a discount merchant services provider such as JR-N-Associates.  We cut-out the banks overhead, set-up the merchant accounts directly with the merchants, provide the merchant account services with 24/7 technical support and process the merchant accounts. 

   Merchant accounts through other Arizona Merchant Services providers typically charge higher Arizona Merchant Services rates than we do, because merchant services are their only source of income.  Our competitive edge comes from providing many Arizona Merchant Services to assist the business owner, from offering Discount ACH Arizona Merchant Services Processing to internet ecommerce solutions, SEO search engine optimization service, website design, affordable web hosting, merchant cash advance small business loans and consulting you on your yellow page/internet advertising plan.  By providing these comprehensive services we are able to offer you "hassle free-one stop shopping' and meet all of your business needs by providing complete merchant solution packages at a reduced price.  MPS's Merchant Accounts Software provides World-Class financial security and is programmed into all of our Credit Card Merchant Account Services point-of-sale (POS) Equipment.  We value each merchant account we serve and realize great pricing is just as important as exceptional customer service.

   The majority of credit card machines work well in any atmosphere, however credit card machines with separate printers have become obsolete.  They lack sufficient memory for additional merchant applications like gift cards, age verification, and check services.  We offer several ACH Processing Arizona Merchant Services such as electronic age verification, paper check guarantee and check conversion.  To support and drive merchant account services we provide cutting edge wireless internet merchant services equipment, retail credit card processing machines and proprietary merchant services software. We deploy everything from refurbished economical credit card processing machines and state-of-the-art smart card with signature capture touch screen credit card machines to integrated thermal high-speed credit card processing machines

MPS PRIDE' S themselves on top-notch merchant service & 24/7 technical support!

      please click the links below
 What Does The Better Business Bureau Suggest 
  Listed Below Is Our Most Popular Credit Card Machines.


 SAVE MONEY WITH OUR DISCOUNT MERCHANT ACCOUNTS & DISCOUNT CREDIT CARD MACHINES
Click The Credit Card Machines Logo to see our machines 

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 Mesa, Tempe, Chandler, Gilbert, Queen Creek, Apache Junction, Fountain Hills, Phoenix, Scottsdale, Cave Creek, Glendale, Surprise, Goodyear, Casa Grande, Tucson, AZ, Arizona

Total Merchant Services, Inc. (TMS) at 255 Gold River Road Basalt, CO 81621 is a registered ISO/MSP for HSBC Bank U.S.A.